How people are using the Google Pay, to trick the sellers on OLX and Quikr.
So I will narrate the whole incident and the technique in the way it unfolded –
The incident starts on 29 July 2019, Monday, evening. I have a Fitbit Smart Watch, – Ionic, that my wife got from US. But I wanted a smart watch which can play music directly and have internal memory – this was not what I wanted. So I decided to put it up on sale on Quikr and OLX, on 29’th evening and went to Bed.
Now this guy named – Anil [+918607126820] (got the name from True caller), called me at 7 AM in the morning (dude, we software engineers generally sleep around 3 AM, how dare u call so early 😛 ). Now on the call it appeared some guy, with not very confident voice, still trying to show authority told me – that how much do you quote as final price. I said 18k is what I can be fine with. He said – I will pay 17k, you mark your Ad as sold to me. He asked me for my google pay QR code and said he will pay now. [Not sure, whether he got the Ad detail from OLX or Quikr]. I was a little bit suspicious, since I have only put the photos of the band, without even switching it ON. Now there is a guy, who wants to pay for the product upfront, without even knowing the exact condition. I knew – if some offer is too good to be true, it’s not true.
Now I gave him the QR code, giving him the benefit of doubt and then his associate/friend – Suresh [+918221089635] called that he is Indore. He will make the payment. (to my surprise none of them ever talked about the features, date of purchase or anything about Smart watch, only topic was – share the QR code, we will send the money). I said how will you collect the band? Suresh said, my brother Anil will come and collect from you. I have received the QR code for Google Pay from him. I said ok. (Still strange to me lol). I was ready this must be a fraud. Still played along.
Now comes the real twist in the game – he suddenly called me and told that he has transferred 5k to my account on google pay. I put him on speaker – he instructed me – open your all transactions, then you will see an entry with 5k received, accept the payment, enter the PIN and then check your Account. Here is the screenshot of the 5k deposit notification – if you see the trick is, he wrote in the Comment section – “you received money in your account click to pay now” – it seems that we have received the money. But this is just a comment – this was a request to make payments and not receive.
[you will never get to accept and enter pin to receive the payment]. Here is the google pay screenshot –
I called him and told him – you are trying to play smart with me. I know of these fraud cases. He said if you don’t trust me let me do that 1 Rupee. I said ok (fine if I lose 1 rs). He again sent another request for 1 Rs, with misleading comment. I clicked on Pay – and then couple of transactions happens – and eventually I got 1 rs credited to my account. Now if you see the chain of events – first he requested 1 rs, I clicked pay. so he got 1 rs. Now he paid me 1 rs back. So it’s even now. Again he paid 1 rs – so eventually – it appears that 1 rs has been received. (he also don’t mind losing 1 rs). Now as a human tendency – u only see the latest sms, while there were couple more, when I went scrolled up I got to know the whole case. Here are the screenshots of SMSs. First 5k request, then three 1 rs transactions.
Now I finally called him and told him that who are you trying to fool. I know these tricks. I told him that you wrote misleading comment and then instead of paying, you were requesting 5k from me. I think his plan was to pay 5k to me and then gain my trust and then take remaining 12k in request from me. [7k profit]. Nevertheless, I told him not to do this fraud and my brother is in Cyber Crime team, and I will report you. Also he said I am using Laptop for Google pay, that is why he can only request (I don’t think Google pay works on website, it’s only on the App). He then came in his true color and his native language – May be from some village and then started abusing me. I said you stop doing all this and I am going to report you. Then he asked for Phone Pay. I said just go away and wait till some cyber team person reaches out to you. I am going to report the above two numbers. Also their whatsapp number is registered as unverified Business Number.
All in all since I declined his 5k request and eventually he paid 1 rupees to me. I got 1 rs in profit today. #PoorFakePerson
Me – 1
Fraud Person – 0